What is Term Life Insurance
Many term policies are renewable, which means they are renewed without health report or physical, until the
beneficiary
reaches a certain age. Because there is an increased risk of death and/or health conditions at a higher age, renewal premiums will also be higher. With most term policies you can convert your Term Life coverage into a different type of policy, which means they you can exchange a term life policy for another type, such as whole life.
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